Loan Products

Rise CDFI offers a range of loan products tailored to the needs of small developers and contractors. Our flexible underwriting, tailored technical assistance, and dedication to the mission of a stronger St. Louis region means we can often finance the deals a traditional lender cannot.

Contract Loans

Loans tailored to a specific construction contract, often with a joint check agreement. These loans help bridge cash flow, keeping your staff paid on time while the construction draw process plays out.

Acquisition / Rehab Loans

Loans tailored to small developers who wish to purchase and renovate housing – whether single-family homes to be re-sold, or multi-family buildings to hold as rental property.

Lines of Credit

A flexible financing tool geared towards subcontractors who show a steady stream of business but require access to working capital for purchase of materials, equipment, and to cover payroll in between pay application cycles. Lines of credit may also be made available to developers for acquiring key properties in conjunction with a strategic development plan.

Predevelopment Loans

In the earliest stages of a development project, working capital is necessary to apply for financing, obtain site control, engage professional design and engineering work, and other similar costs. Predevelopment loans can fund these costs prior to the closing on the project’s construction financing. These loans are available in limited circumstances.