Loan Products

Rise CDFI offers a range of loan products tailored to the needs of small developers and contractors. Our flexible underwriting, tailored technical assistance, and dedication to the mission of a stronger St. Louis region means we can often finance the deals a traditional lender cannot.

Click the name of each loan product below to start your application. 

Loans tailored to a specific construction contract, drawn down as needed. These loans help bridge cash flow from pay applications, keeping your staff paid on time and materials ready to go, so your firm can deliver high quality construction for our region’s most impactful development projects.

Loans tailored to small developers who wish to purchase and renovate housing – whether single-family homes to be re-sold, or multi-family buildings to hold as rental property.

Lines of Credit / Existing Borrowers

Rise CDFI offers its existing borrowers flexible lending options with a shortened application process. Please contact [email protected] to access an application link tailored to our repeat borrowers.

In the earliest stages of a development project, working capital is necessary to apply for financing, obtain site control, engage professional design and engineering work, and other similar costs. Predevelopment loans can fund these costs prior to the closing on the project’s construction financing. These loans are available in limited circumstances, by invitation only after initial consultation with Rise CDFI staff.

Rise CDFI’s loans are designed to be a tool to help you grow your business or organization’s financial capacity as well as your technical skills. Please reach out to us for a copy of our current term sheet which lists our rates, loan costs, and typical structures.